Unless you live on the planet Mars or have a daddy named “Oliver Warbucks”, you should learn how to build credit with a secured credit […]
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Step by Step Guide to Improving Credit If you are thinking about purchasing a home, car or financing a new business, you need good credit. Improving credit is an essential part of enjoying a life that is full of opportunities and possibilities. Your Credit Score: How to Improve the 3-Digit Number That Shapes Your Financial […]
Vacation Budgeting 101 I recently had a major ah-ha moment about vacation! For the past months, my husband mentioned that we need a vacation. I will be honest and tell you that I was a little angered by his constant reminder that we needed a vacation. I enjoyed vacationing just like the next person. However, […]
Debt Free Report for March 28, 2017 Note: This report contains information about money received and bills that were paid on March 28, 2017. Debt Free Report Results Total Deposits: Direct Deposit: $2,018.66 Bills Paid: Tithes: $201.86 Auto Insurance: $372.01 Car Payment: $435 Association Fee: $958.00 (Paid in Full) Total: $1966.87
Okay! I stumbled across this particular financial topic while out visiting monuments in Washington, DC. It was during this time that while talking to my husband about the much talked about Millennials that we began to reflect on Gen-X and Baby Boomers. We got started on the Millennials topic while reflecting about particular age groups and […]
Saving for the Holidays?…Easier than You May Think Nothing is more exciting than the delightful aroma of Thanksgiving and Christmas. It’s that time of year for apple cider, egg nog, pumpkin pie, and family! If you just so happen to live in the United States, it’s that time of year when people are generous, friendly […]
Most people have heard the old adage “The Truth Shall Make You Free“. This will be the subject for this particular post. I must confess that I have not been doing a great job lately with paying off bills and getting out of debt. For that reason, I have decided to be as transparent and […]
Realistic BudgetsWhat in the heck is realistic budget? What does a realistic budget look and feel like? Well, a realistic budget is determined by the budget developer. Now that you have finally decided create a personal budget, you must define what budget success and/or budget failure looks like. Once you are totally excited when you […]
Budgeting Forms: Thank you for investing in your personal financial health and stability. On this page, you will find tools that can assist you in your quest to financial liberation. Budget Form: Monthly Budget Budget Form: Monthly Meal Planner Budget Form: Check Book Register Budget Form: Vacation Itinerary Budget Form: Car Buy vs. Lease
Car Payments a Major Hit to Personal Budgets Car Payments a Major Hit to Personal Budgets: On the subject of car payments, where should I start? If you are like most people, nothing beats having your own vehicle to go to and from work without the distraction of interacting with people you don’t know. In […]
Debt-Free Report: Budget Status Update I am very exciting about working towards paying off $12,760.78 in 10 months. In fact, this is one of the most exciting times of my life. And, my goal to payoff $12,760.78 in 10 months has helped me to visualize what it will look like once I have achieved my goal. […]
My personal journey in becoming debt free has not been easy. In fact, paying off debt has been one of the most challenging task that I have ever faced. There is an art to managing personal finances. As such, being able to set aside personal wants and desires to remain focused on the bottom-line of […]
I Saved $2,280 by Firing My Hair Stylist. Prior to this, I spent about $190 per month in hair salon visits. I would use my hair stylist every other week for simple wash/set and color rinses. I never thought it was possible to live without my hair stylist. That was until I became intentional about changing […]
This Is How We Budget Guide to BudgetsSo you have been hearing a lot about budgets and decided to give this budgeting thing a try huh? Not sure where to start? No problem, we have you covered. Before we get started, grab a pen and paper. Do you have your pen and paper? Awesome…ready? Set? […]
Checkbook Registers Don’t Lie: The Best Way to Manage a BudgetCheckbook registers don’t lie is the most profound truth available about budgets. I believe it’s appropriate for me to thank my husband for providing the inspiration to tackle this next topic. It was as a result of a causal conversation about checkbook registers that this […]